What Does Your German Legal Protection Insurance Cost?
Yearly premium by coverage modules, household type and deductible — with bundle discount and a clear breakdown.
Household
Modules & premium
- Yearly premium
- €210.63
- Monthly premium
- €17.55
- Modules
- 3
- Deductible
- €150
- Total premiums (term)
- €211
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Breakdown
| Category | Amount |
|---|---|
| Household type | Single |
| Modules | Private legal protection, Employment legal protection, Traffic legal protection |
| Deductible | €150 |
| Term | 1 years |
| Yearly premium | €210.63 |
| Monthly premium | €17.55 |
| Total premiums over term | €211 |
Note: Premiums are 2026 averages of major German legal protection insurers (ARAG, Roland, ADAC, ÖRAG, ALLRECHT, Advocard, HUK24). Actual premiums vary by tariff (basic, comfort, premium), waiting periods (usually 3 months, often longer for employment law), insured sum (commonly €300,000 or unlimited) and dependents covered. Bundle tariffs (private + employment + traffic) are notably cheaper than buying individual modules.
Background
German Legal Protection Insurance 2026: Premium, Modules and Tariff Selection
11 Min.