How Much of My Severance Do I Keep?
Calculate the tax on your severance pay using Germany's Fünftelregelung (§34 EStG).
Net Severance
€17,283
Effective Tax Rate: 42.4 %
Tax Breakdown
- Income Tax (Fünftelregel)
- €12,054
- Solidarity Surcharge
- €663
- Total Tax
- €12,717
Comparison
- Tax without Fünftelregel
- €12,691
- Tax Saving
- €638
- Typical Severance (rule of thumb)
- €12,500
Note
This calculator uses the 2026 German income tax formula (§32a EStG) with a simplified taxable income estimate (no social security deductions). It provides an estimate and does not replace professional tax advice.
Church tax 9% (Bavaria/BaWü: 8%, not differentiated here)
0.5 × monthly salary × years of service (rule of thumb, no legal entitlement)
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