Will My Money Last? — Withdrawal Plan Simulation

Find out how likely your savings will last through monthly withdrawals — based on 1,000 simulated market outcomes.

Typical: 15% for stocks, 5% for bonds

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Your Result

Success Probability
63.8 %

In this many scenarios, your money lasts the entire period.

Remaining Portfolio at End

Bad Scenario (10%)
€0
Below Average (25%)
€0
Middle Scenario (50%)
€378,458
Above Average (75%)
€1,478,296
Good Scenario (90%)
€3,357,482
Money lastsMoney runs out

Portfolio development per year

YearP10P25P50P75P90
1€416,644€453,696€503,846€554,762€610,149
2€384,700€439,173€509,729€591,645€671,318
3€358,289€427,045€510,680€616,295€743,963
4€341,534€419,928€515,734€650,216€788,827
5€325,884€409,417€524,300€669,492€835,922
6€298,726€392,894€527,191€696,599€881,198
7€288,309€391,848€531,074€739,639€943,959
8€269,562€375,879€530,491€739,580€971,480
9€243,719€363,002€541,374€768,471€1,047,960
10€222,600€358,517€536,386€811,807€1,102,702
11€200,642€352,572€547,190€835,907€1,205,278
12€186,438€339,653€542,671€875,352€1,270,166
13€164,675€322,504€548,754€899,820€1,331,471
14€147,136€300,462€548,036€929,771€1,441,320
15€119,548€281,177€543,749€978,977€1,473,970
16€88,068€265,013€562,834€1,012,538€1,563,919
17€62,298€239,303€553,503€1,028,563€1,712,896
18€27,220€209,041€539,553€1,073,191€1,776,923
19€0€183,708€528,611€1,092,164€1,953,042
20€0€150,214€524,608€1,104,825€2,085,971
21€0€116,170€521,713€1,180,621€2,138,208
22€0€89,840€499,522€1,230,626€2,200,851
23€0€57,046€509,334€1,290,348€2,334,395
24€0€16,525€490,508€1,324,196€2,571,332
25€0€0€483,857€1,364,461€2,585,779
26€0€0€464,735€1,376,806€2,720,328
27€0€0€443,735€1,366,467€2,867,081
28€0€0€429,733€1,369,155€3,030,748
29€0€0€409,906€1,411,205€3,236,880
30€0€0€378,458€1,478,296€3,357,482

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