Will My Money Last? — Withdrawal Plan Simulation

Find out how likely your savings will last through monthly withdrawals — based on 1,000 simulated market outcomes.

Typical: 15% for stocks, 5% for bonds

Ad

Investing reimagined: invest, pay and save in one app.

Open account

Your Result

Success Probability
66.1 %

In this many scenarios, your money lasts the entire period.

Remaining Portfolio at End

Bad Scenario (10%)
€0
Below Average (25%)
€0
Middle Scenario (50%)
€393,427
Above Average (75%)
€1,630,636
Good Scenario (90%)
€3,477,486
Money lastsMoney runs out

Portfolio development per year

YearP10P25P50P75P90
1€420,622€458,865€507,504€561,720€609,730
2€392,418€453,409€516,922€595,349€677,842
3€367,034€441,621€522,575€618,141€730,960
4€350,092€433,560€535,556€647,528€786,567
5€334,796€422,273€537,556€679,117€845,985
6€309,388€408,332€536,747€707,780€892,194
7€293,533€399,742€545,339€749,316€945,217
8€276,340€393,021€549,386€760,773€997,617
9€265,316€383,429€555,185€789,063€1,060,195
10€244,750€369,691€549,774€821,500€1,129,439
11€220,975€359,033€545,878€834,470€1,208,692
12€199,233€351,651€559,552€871,738€1,304,259
13€179,885€328,349€561,775€906,469€1,327,214
14€160,350€309,193€560,561€919,986€1,460,416
15€138,132€300,763€561,441€953,077€1,593,519
16€112,071€284,511€555,520€987,260€1,653,302
17€83,787€251,048€558,064€1,013,782€1,795,740
18€55,629€226,326€557,258€1,074,497€1,951,682
19€28,950€205,847€539,059€1,143,840€2,017,645
20€0€177,409€549,688€1,136,714€2,143,541
21€0€143,035€550,738€1,171,410€2,186,389
22€0€111,090€522,070€1,186,286€2,424,500
23€0€77,038€509,399€1,257,030€2,555,834
24€0€49,514€514,731€1,337,972€2,597,758
25€0€11,859€505,744€1,365,788€2,689,132
26€0€0€482,714€1,357,772€2,876,713
27€0€0€448,412€1,414,343€2,989,753
28€0€0€429,994€1,474,785€3,157,566
29€0€0€431,331€1,562,442€3,284,662
30€0€0€393,427€1,630,636€3,477,486

Related Calculators

Background

Monte Carlo Simulation for Investing — Calculate Return Scenarios

9 Min.