Free Financial Calculators
Calculate interest returns, savings results and capital growth — free and without registration.
Saving & Investing
Compound Interest Calculator
How much will your money grow? Calculate your returns with savings rate and compound interest.
Savings Plan Calculator
How much wealth will you build? Calculate your result with regular contributions.
ROI Calculator
How well did your investment perform? Calculate total and annual return.
Rule of 72 Calculator
When will your money double? The Rule of 72 gives you the answer in seconds.
Withdrawal Plan Simulation
Will your money last in retirement? Simulate thousands of market outcomes with withdrawals and inflation.
Dividend Calculator
How much dividend does your portfolio generate? Calculate payouts, dividend growth and yield on cost.
Savings Account Comparison
The best savings accounts in 2026 at a glance — by interest rate, returns and deposit protection.
Loans & Property
Loan Calculator
What does your loan really cost? Monthly payment, total cost and interest at a glance.
Mortgage Calculator
When will you be debt-free? Enter your rate and repayment — see the result instantly.
Rental Yield Calculator
Is your property worth it? Calculate gross and net yield including all costs.
Home Loan Calculator
What does your mortgage cost? Calculate monthly payment, remaining debt, and total interest.
Buy vs Rent Calculator
What makes more sense? Compare costs and wealth over the years.
Notary Fee Calculator
Calculate German notary and land registry fees for property purchases under GNotKG — instant and free.
Housing Allowance Calculator
Estimate your German Wohngeld entitlement under WoGG 2023 — free, no sign-up required.
Financial Planning
FIRE Calculator
When can you stop working? Calculate how much wealth you need.
Coast FIRE Calculator
Can you stop saving? Find out if compound interest alone will reach your retirement goal.
Emergency Fund Calculator
How much safety net do you need? Calculate your cushion based on your expenses.
Lifestyle Inflation Calculator
What does your pay rise really cost? Calculate the wealth you miss out on.
Retirement Gap Calculator
Will your pension be enough? Calculate the gap between desired income and state pension.
Parental Allowance Calculator
How much Elterngeld will you receive? Calculate basic and plus allowance, siblings bonus and multiple birth bonus.
Riester Pension Calculator
Calculate your Riester subsidies: basic allowance, child allowance, minimum contribution, and projected retirement capital.
Rürup Pension Calculator
Calculate capital, tax savings and net pension for your Rürup (basis pension) — including deferred taxation and comparison without Rürup.
Child Support Calculator
Calculate child support under Germany's Düsseldorfer Tabelle 2025 — incl. Kindergeld deduction and self-maintenance check.
Citizens Income Calculator
Calculate your German Bürgergeld (Citizens Income) entitlement 2026 — standard rates, housing costs, income exemptions and grace period rules.
Short-Time Work Calculator
How much short-time work benefit will you receive? Calculate Kurzarbeitergeld, net loss and employer top-up.
Unemployment Benefit Calculator
How much ALG I will you receive? Calculate your daily rate, monthly amount and maximum benefit duration.
Dental Insurance Calculator
Estimate monthly premium, reimbursement and waiting period for German private dental supplemental insurance.
Long-Term Care Insurance Calculator
How much is your German Pflegeversicherung contribution — and what benefits apply at each care level?
Tools
Inflation Calculator
What will your money be worth in 10 years? Calculate the purchasing power you lose to inflation.
Percentage Calculator
Calculate percentages fast: percentage value, rate, or percentage change.
Opportunity Cost Calculator
What does a purchase really cost? Calculate the wealth you miss out on.
Gross-Net Calculator
How much of your salary do you keep? Calculate net pay, taxes and social security contributions.
Salary Calculator
What does your salary really cost? Calculate net pay, employer costs, tax class and all deductions.
Hourly Wage Calculator
What do you earn per hour? Convert your annual salary to an hourly rate — full-time, part-time or custom.
VAT Calculator
Convert net to gross or gross to net. With 19% or 7% VAT — instant and free.
Inheritance Tax Calculator
Calculate German inheritance tax (ErbStG). Tax-free allowances and tax rates by relationship to the deceased.
Real Estate Transfer Tax Calculator
Calculate German Grunderwerbsteuer by federal state. Tax rates from 3.5% to 6.5% — instant and free.
Income Tax Calculator
Calculate your German income tax 2026 under §32a EStG. Including tax class, solidarity surcharge and church tax.
Severance Pay Calculator
How much do you keep after tax? Calculate your net severance with Germany's Fünftelregelung §34 EStG.
Vehicle Tax Calculator
Calculate German vehicle tax (Kfz-Steuer) by engine size, fuel type and CO2 emissions. EV exemption included.
Commuter Allowance Calculator
How much tax do you save as a commuter? Calculate your German commuter tax deduction.
Income-Related Expenses Calculator
How much tax do you save with income-related expenses (Werbungskosten)? Calculate your §9 EStG deduction and savings beyond the €1,230 lump sum.
Property Tax Calculator
Calculate German Grundsteuer under the 2022+ federal model. Assessed value, tax base and annual tax in seconds.
Trade Tax Calculator
Calculate German Gewerbesteuer: tax base amount, municipal multiplier, exemption threshold and income tax credit for self-employed and GmbH.
Tax Class Calculator
Which German tax class combination is best for couples? Compare III/V, IV/IV and IV+factor — find the optimal split.
Wage Tax Calculator
How much wage tax, solidarity surcharge and church tax do you pay? Calculate monthly tax deductions by tax class.
Mini Job Calculator
All employer contributions and net income for the 538-euro mini job at a glance.
Capital Gains Tax Calculator
Calculate German Abgeltungssteuer, Soli and church tax on investment income — with savings allowance and favorable examination.
Church Tax Calculator
Calculate German Kirchensteuer 2026: 8% (Bavaria, BaWü) or 9% of income tax — by denomination and federal state.
Speculation Tax Calculator
Calculate German speculation tax 2026 (§23 EStG): property (10 years), crypto (1 year), €1,000 exemption threshold.
Rental Income Tax Calculator
Calculate German tax on rental income — with depreciation (AfA), deductible expenses and loss offset.
Special Expenses Calculator
How much can you deduct as special expenses? Calculate pension contributions, donations, church tax and more under §10 EStG.